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Small Business and Merchant Solutions

Community banks of all sizes are typically the mainstay of small businesses in their towns. To stay competitive, these enterprises need payment flexibility more than ever. At ICBA Bancard, we can offer your bank more than 20 years of small business payment expertise, in partnership with the& industry's top service providers.


Small Business Credit Cards

In difficult economic times, small business owners are looking for financial tools to help run their companies more efficiently. By offering business credit cards through ICBA Bancard, your bank can provide these customers purchasing power and repayment flexibility, allowing them to take advantage of immediate money-saving opportunities.

Learn more about our credit card services >>


Merchant Services

ICBA Bancard offers payment services that allow your bank to strengthen relationships with merchants in your local community. Services include point-of-sale equipment and terminal support, electronic draft capture and batch processing, and ACH settlement. Online Banking and Bill Pay for small business and business credit and debit cards can assist in the efficient management of cashflow. Our daul option merchant programs also offer options to help reduce fraud and protect against loss, such as risk management and security screenings, online reports and trend analysis, Merchant eSolutions, and Zero Liability merchant services.

Read more about our merchant service offerings >>


Let Us Help You Build Small Business Relationships

By offering targeted payment solutions for small business growth and development, we help community banks fulfill the needs of their business clients and ensure their own long-term growth and profitability. For more information about any of our retail or small business services, please call (800) 242-4770 or click on the link below.

Find out more about any of our Small Business Solutions >>


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Introducing: ICBA Bancard’s Definitive Guide to Card Marketing

Looking to create a card program that gets noticed and generates profits? Your search is over. Introducing “Card Marketing for Main Street,” a comprehensive, results-oriented guide designed to help community bankers like you develop and maintain a profitable card business. Learn more.